As an insurance advisor, I am obliged to provide written disclosure of any potential conflicts of interest to my clients. In addition, it is important to know the company which is offering/supplying the product or service as well as the advisor who is recommending it. The following information will assist you in making an informed decision and will provide insight into my relationship with the companies I do business with, and how I am compensated.

Compliance with Canadian Anti-Spam Law and its regulations (CASL)

Pursuant to the Canadian Anti-Spam Legislation (CASL), you authorize MK JAVIER to call, fax, and communicate with you electronically as may be required from time to time as a result of your request for a quote.

By submitting a request for quote you consent to receiving electronic communications from MK JAVIER about your insurance needs and coverage and information about products and services that might benefit you. You can withdraw your consent at any time by sending an email to